Manufacturing Insurance
Comprehensive coverage for manufacturing operations, product liability, and industrial risks
Insurance for Manufacturers
Manufacturing businesses face unique risks from product liability to equipment breakdowns, worker injuries, and environmental concerns. A comprehensive insurance program is essential to protect your operations, employees, and bottom line.
Why Specialized Manufacturing Coverage Matters: Standard business insurance doesn't adequately address the complex risks in manufacturing. Product liability claims, machinery breakdowns, supply chain disruptions, and workplace injuries require specialized coverage from carriers who understand the manufacturing industry.
California's strict safety regulations, environmental standards, and employment laws add additional compliance requirements that your insurance program must address.
Essential Manufacturing Coverage
Complete protection for your manufacturing operation
Product Liability
Protection against claims that your manufactured products caused injury or damage to consumers or end users.
Equipment Breakdown
Covers repair or replacement of production machinery and equipment that breaks down, plus lost income during downtime.
Workers Compensation
Required coverage for manufacturing employees exposed to machinery hazards, repetitive motion injuries, and chemical exposure.
Commercial Property
Protection for your facility, inventory, raw materials, and finished goods from fire, theft, and natural disasters.
Business Interruption
Reimburses lost income and ongoing expenses when production is halted due to a covered event like fire or equipment failure.
Pollution Liability
Environmental coverage for contamination risks, chemical releases, and regulatory compliance for manufacturing facilities.
Manufacturing Sectors We Serve
We provide coverage for all types of manufacturing:
Food and beverage manufacturing
Metal fabrication and machining
Plastics and rubber products
Electronics and technology assembly
Textile and garment production
Chemical and pharmaceutical manufacturing
Common Claim Scenarios
Real situations where manufacturing insurance protects your business
Product Recall
A defective component in your product causes injuries, requiring a product recall affecting 50,000 units and resulting in lawsuits.
Factory Fire
An electrical fire in your production facility destroys equipment and inventory worth $2 million, shutting down production for months.
Worker Injury
An employee's hand is caught in a press machine, requiring surgery and extended rehabilitation covered by workers compensation.
Chemical Spill
A storage tank leaks chemicals into the soil, triggering a Cal/EPA investigation and requiring $300,000 in environmental cleanup.
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Ready to Protect Your Manufacturing Business?
Get comprehensive manufacturing coverage tailored to your operations and products.