Private Client
Coordinate protection for high-value homes, everyday and collector vehicles, classic cars, boats and yachts, personal liability, fine art, and other collections—with experienced human guidance from BLIS.
BLIS is licensed in California, Nevada, Arizona, Texas, Florida. Product availability and eligibility vary by state, insurance company, policy, and individual circumstances.
Your protection
Each home, vehicle, boat, and collection has different needs. Looking at them together can make it easier to see how policies, limits, and liability protection connect.
01
Protection for primary, secondary, and seasonal homes with custom construction, high rebuilding costs, or special features.
02
Personal auto protection for household drivers and higher-value vehicles that works alongside home and liability coverage.
03
Specialty protection for vehicle collections whose value, storage, transport, or limited use may not fit a standard auto policy.
04
Coverage for classic, restored, or specialty vehicles whose value and use may not fit a standard personal auto policy.
05
Protection for your vessel, equipment, passengers, and liability based on where, when, and how you use the watercraft.
06
Additional personal liability protection above eligible home, auto, watercraft, and other policies.
07
Protection for art, jewelry, wine, memorabilia, and other collections that may need appraisals or specialized coverage.
How it works
Start with what you own and what concerns you. BLIS helps organize the details and explain any available choices without forcing your needs into a one-size-fits-all package.
Bring your homes, vehicles, watercraft, collections, household members, and current policies into one conversation.
Look at how policy limits, deductibles, property values, and personal liability protection work together.
Identify the details or documents still needed so the request can move forward with fewer surprises.
When options are available, compare coverage, limits, exclusions, deductibles, service, and price together.
Helpful details
You do not need every document before contacting BLIS. Current policies, schedules, and appraisals can help us understand the household and keep follow-up questions focused.
Questions
General guidance to help you prepare. Actual coverage is governed by the issued policy and endorsements.
Private client insurance brings together personal coverage for households with higher-value homes, vehicles, watercraft, collections, or liability needs. Available policies, limits, and pricing depend on the insurer, state, property, household details, claim history, and each insurer’s review.
No. Your insurance should reflect the assets, household members, activities, and liability concerns that actually apply to you. Looking at everything together helps identify useful policies and check that their limits and requirements work together.
Collector and classic vehicles can involve different ways of setting value, along with special rules for storage, annual mileage, permitted use, restoration work, and drivers. The exact terms vary by insurer and policy, so the vehicle and how it is used matter when choosing coverage.
Helpful information can include your current policy summaries, home details, a list of vehicles and drivers, watercraft information, recent appraisals, current limits, and claim history. You can still start with the short form if some documents are not available yet.
Blue Lagoon Insurance Services is licensed in California, Nevada, Arizona, Texas, and Florida. Available products and insurer requirements still vary by state and individual circumstances.
Start a review
Tell us which home, vehicle, boat, collection, or liability need brought you here. A licensed BLIS representative will review the request and follow up if more information is needed.
Start here
Share your contact information and what you want to protect, such as a home, vehicles, watercraft, or a collection. A licensed BLIS representative will review your request.
We only use this information to review your insurance request. BLIS is licensed in California, Nevada, Arizona, Texas, Florida. CA License 0M74955.