Contractors Insurance
Specialized insurance for general contractors, artisan contractors, and construction businesses in California
Comprehensive Contractors Insurance
Construction and contracting businesses face unique risks that require specialized insurance coverage. Whether you're a general contractor managing large projects or an artisan contractor specializing in a specific trade, we provide comprehensive protection tailored to your needs.
Why Specialized Coverage Matters: Contractors work with expensive equipment, manage subcontractors, and face significant liability exposures. You need coverage that addresses property damage, bodily injury, completed operations, and contractor-specific risks.
We work with carriers who understand the construction industry and can provide competitive rates for both general contractors and specialized trades.
Comprehensive Contractors Coverage
General Liability
Protection for third-party bodily injury and property damage claims, including completed operations coverage for work after project completion.
Workers Compensation
Required California coverage for construction workers and employees, covering injuries from falls, equipment accidents, and other job site hazards.
Commercial Auto
Coverage for trucks, vans, and vehicles used to transport workers, tools, and materials to job sites, including liability and physical damage.
Tools & Equipment Coverage
Protection for construction tools, equipment, and machinery against theft, damage, or loss at job sites or in transit.
Builders Risk Insurance
Coverage for buildings under construction, protecting against fire, theft, vandalism, and weather damage during the construction phase.
Professional Liability
Errors and omissions coverage for design-build contractors and those providing professional services or consulting.
Contractor Types We Cover
We provide insurance for all types of contractors and construction trades:
General contractors
Electricians
Plumbers
HVAC contractors
Roofers
Painters
Carpenters
Concrete contractors
Landscapers
Flooring installers
Common Claim Scenarios
Property Damage
Construction equipment damages a client's existing structure, landscaping, or neighboring property during work.
Completed Operations Claims
After project completion, defective work causes property damage or injury, such as a roof leak or faulty electrical work.
Worker Injuries
Construction worker falls from scaffolding, is injured by equipment, or suffers other job site injuries requiring workers compensation.
Tool and Equipment Theft
Expensive tools and equipment are stolen from a job site or from your work vehicle overnight.
Why Choose BLIS
Construction Expertise
Deep understanding of contractor insurance needs and construction industry risks
Competitive Rates
Access to carriers specializing in contractor insurance for the best pricing
Fast Certificates
Quick certificate issuance to meet project requirements and contract deadlines
Ready to Protect Your Construction Business?
Get a customized insurance quote for your contracting business today.
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